Indulge in the ultimate comfort food with this divine Homemade Banana Bread Crumb Cake. Combining the rich, comforting flavors of classic banana bread with a generous, irresistible crumb topping, this cake is an absolute showstopper. Perfect for a leisurely breakfast, a delightful dessert, or a satisfying snack, it promises a moist, tender interior and a sweet, buttery crunch in every bite.
Experience the Unforgettable: A Moist Homemade Banana Bread Crumb Cake
There’s something uniquely enchanting about a crumb cake that captivates the taste buds, and for many, it’s undeniably the crumb topping that steals the show. The more crumb, the better, right? This particular recipe takes that love for crumb to an entirely new level, featuring a double layer of sweet, buttery streusel that’s ingeniously incorporated into the cake. This layering technique not only amplifies the texture and flavor but also contributes to an incredibly moist cake that beautifully blurs the lines between a traditional banana bread and a decadent cake. The result is a harmonious blend of flavors and textures that has earned rave reviews in countless homes.
Imagine biting into a soft, tender cake infused with the natural sweetness of ripe bananas, perfectly complemented by a thick, crunchy layer of cinnamon-infused streusel. This isn’t just a dessert; it’s an experience. Its comforting aroma fills your kitchen as it bakes, promising a treat that is both nostalgic and exceptionally delicious. Whether you’re a long-time fan of banana bread or a connoisseur of crumb cakes, this recipe is guaranteed to become a cherished favorite in your repertoire.

Frequently Asked Questions About Banana Bread Crumb Cake
Absolutely! Adding nuts is an excellent way to enhance the classic banana bread flavor and introduce a delightful textural contrast. Chopped walnuts are a popular choice and would give this cake a more pronounced banana bread identity. Pecans also work wonderfully, adding a buttery richness. We recommend folding about ½ to 1 cup of your preferred chopped nuts into the banana cake batter before layering to ensure they are evenly distributed throughout the cake.
Proper storage is key to maintaining the moistness and flavor of your delicious Banana Bread Crumb Cake. This cake does not require refrigeration; in fact, storing it at room temperature often keeps the cake softer. Simply ensure that you place it in an airtight container or cover it tightly with plastic wrap to prevent it from drying out. This will help preserve its tender crumb and prevent the topping from becoming stale. For the best quality, consume the cake within 3 days of baking.
This versatile crumb cake can be enjoyed in several ways, depending on your preference! It is equally delicious served warm, directly from the oven after a brief cooling period, or at room temperature. For an extra touch of indulgence, consider adding a scoop of vanilla ice cream on top, allowing it to slightly melt into the warm cake. A dollop of whipped cream or a dusting of extra powdered sugar also makes for a beautiful and tasty presentation. It pairs perfectly with a cup of coffee for breakfast or tea for an afternoon treat.
While fresh bananas are essential for the cake batter, we do not recommend adding a layer of freshly sliced bananas to the cake batter before baking. The high moisture content of fresh banana slices can release too much liquid during the baking process, potentially making the cake soggy or affecting its overall texture. The bananas mashed into the batter provide plenty of flavor. If you wish to enjoy fresh bananas with your cake, it’s best to serve slices alongside the baked crumb cake as a garnish, rather than baking them directly into the layers.

Essential Ingredients for Your Homemade Banana Bread Crumb Cake
Crafting this irresistible Banana Bread Crumb Cake requires a selection of readily available pantry staples. The magic truly happens when these simple ingredients come together to form a moist cake batter and a rich, crumbly topping. Below is a concise list of the key components you’ll need. For precise measurements and detailed instructions, be sure to refer to the complete recipe card located further down this page.
- All-purpose flour (for both cake and crumb)
- Baking powder (the leavening agent for a fluffy cake)
- Salt (to balance and enhance flavors)
- Ripe bananas (the star ingredient, providing natural sweetness and moisture)
- Unsalted butter (melted for the cake, cold and cubed for the crumb)
- Granulated sugar (for the cake’s sweetness)
- Large eggs (to bind the cake ingredients)
- Vanilla extract (for a warm, aromatic note)
- Milk (to achieve the perfect batter consistency)
- Light brown sugar (the secret to a rich, caramel-like crumb topping)
- Powdered sugar (for the optional, elegant glaze)
Using ripe bananas with brown spots is crucial for the best flavor and natural sweetness in your cake. The darker the spots, the sweeter and more fragrant your bananas will be, resulting in a more pronounced banana flavor throughout your crumb cake.
Step-by-Step Guide: How to Make Homemade Banana Bread Crumb Cake
Making this spectacular banana bread crumb cake is a straightforward and rewarding process. Follow these detailed steps to achieve a perfectly moist cake with a delightful, generous crumb topping.
Begin by preparing your oven and baking dish. Preheat your oven to a steady 350°F (175°C). Take a 9×13 inch baking dish and generously spray it with nonstick cooking spray to ensure your cake releases easily. Set this prepared dish aside while you mix the batter.
Next, combine the dry ingredients for the cake. In a medium-sized mixing bowl, whisk together the all-purpose flour, baking powder, and a pinch of salt. This step ensures that the leavening agent is evenly distributed, leading to a consistent rise in your cake. Once thoroughly mixed, set this bowl aside.

Now, let’s work on the wet ingredients and the banana base. In a separate, larger mixing bowl, mash your ripe bananas until they are smooth with a few small lumps for texture. The riper the bananas, the easier they will mash and the more intense the banana flavor will be in your cake. Incorporate the melted butter into the mashed bananas, mixing until just combined. Then, add the granulated sugar, eggs, and vanilla extract. Beat these ingredients together thoroughly until the mixture is well-blended and creamy. This forms the flavorful foundation of your banana bread cake.

Next, it’s time to bring the wet and dry ingredients together to form the cake batter. Gradually add the dry flour mixture to the banana mixture, alternating with the milk. Start by adding about a third of the flour mixture, mix gently until just combined, then add half of the milk, mix, then another third of the flour, the remaining milk, and finally the last of the flour mixture. Mix until the batter is just smooth; be careful not to overmix, as this can lead to a tough cake. A few small lumps are perfectly fine and will bake out.

Once your luscious banana cake batter is ready, it’s time to turn your attention to the star of the show: the glorious crumb filling and topping. In a separate medium bowl, combine the remaining all-purpose flour, light brown sugar, and the cold, cubed butter. It’s important that the butter is cold to achieve those distinct crumbly pieces. Use a fork, a pastry cutter, or even your fingertips to work the butter into the flour and brown sugar. The goal is to break down the butter into pea-sized pieces and smaller, creating a textured mixture.

Continue mixing the crumb ingredients until the mixture resembles coarse sand, with plenty of delightful crumbs of varying sizes. This texture is what gives the crumb topping its signature crunch and makes it so utterly irresistible. Don’t worry if it looks a bit uneven; that’s part of its charm!

Now, it’s time to assemble your cake. Pour exactly half of the prepared banana batter evenly into the bottom of your greased 9×13 inch baking dish. Spread it gently to create an even base layer.

Carefully sprinkle half of the glorious crumb mixture over this first layer of banana batter. Try to distribute it as evenly as possible, ensuring every future slice will get a generous helping of that sweet, buttery crunch.

Next, gently pour the remaining half of the banana batter over the crumb layer. Take your time to spread it carefully so that you don’t disturb the crumb too much. This layer will encase the first crumb layer, creating a delightful surprise in the middle of the cake.

Finally, generously layer the very last of the crumb mixture over the top of the second batter layer. This final topping will bake up golden brown and wonderfully crunchy, providing the perfect finish to your banana bread crumb cake.

Place the baking dish into your preheated oven and bake for approximately 50-60 minutes. Baking time can vary, so keep an eye on it. The cake is done when the center is set, and a toothpick inserted into the middle comes out clean or with only a few moist crumbs attached. Once baked, remove the cake from the oven and allow it to cool slightly on a wire rack while you prepare the optional glaze.
For the simple, sweet glaze, combine the powdered sugar and 1-2 tablespoons of milk in a small bowl. Whisk these two ingredients together until the mixture is completely smooth and reaches a drizzly consistency. Start with one tablespoon of milk and add more, a half teaspoon at a time, until you achieve your desired thickness. This glaze adds an extra layer of sweetness and a beautiful finish to the crumb cake.

Once the cake has cooled sufficiently, generously drizzle the prepared glaze all over the top of the crumb cake. Let the glaze set for a few minutes before slicing. The sweet, creamy glaze will beautifully complement the crunchy crumb and moist banana cake beneath.

Finally, slice your magnificent Banana Bread Crumb Cake into squares, serve, and savor every single bite of this homemade delight!

Craving More Irresistible Banana and Crumb Cake Recipes?
If this delightful Banana Bread Crumb Cake has whet your appetite for more comforting baked goods and banana-infused treats, you’re in luck! Explore our collection of similar recipes that promise to bring warmth and deliciousness to your table. From classic banana desserts to more variations of crumbly goodness, there’s something here for every sweet tooth.
- Homemade Banana Cake with Vanilla Frosting
- Effortless Bisquick Coffee Cake
- Delightful Banana Pudding Layered Dessert
- The Best Classic Banana Bread Recipe
- Comforting Banana Bread Pudding
- Simple No-Bake Banana Pudding Dessert
- Irresistible Banana Pudding Poke Cake
- Decadent Cheesecake Stuffed Banana Bread
- Authentic Southern Banana Pudding
- Easy Banana Nut Muffins from Cake Mix

Banana Bread Crumb Cake
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Ingredients
For the cake
- 2 cups all-purpose flour
- 3 teaspoons baking powder
- 1 teaspoon salt
- 3 ripe bananas
- ½ cup melted butter
- 2 cups granulated sugar
- 2 large eggs
- 1 teaspoon vanilla extract
- 1 cup milk
For the crumb filling and topping
- 2 cups all-purpose flour
- 2 cups light brown sugar
- 1 cup cold butter cubed
For the optional glaze:
- 1 cup powdered sugar
- 1-2 Tablespoons milk
Instructions
- Preheat oven to 350°F (175°C). Spray a 9×13 inch baking dish with nonstick cooking spray. Set aside.
- In a medium bowl, stir together flour, baking powder, and salt. Set aside.
- In a separate large mixing bowl, mash ripe bananas well. Mix in melted butter until combined.
- Then, add granulated sugar, eggs, and vanilla extract to the banana mixture and mix well until creamy.
- Slowly stir in the dry flour mixture and milk, alternating between the two, until the batter is just combined and smooth. Do not overmix.
For the crumb topping & filling:
- In a medium bowl, combine flour, brown sugar, and cold, cubed butter. Use a fork, pastry cutter, or your hands to blend until the mixture resembles coarse sand with distinct crumbs.
- Pour half of the banana batter evenly into the prepared baking dish.
- Evenly sprinkle half of the crumb mixture over the batter layer.
- Carefully pour the remaining half of the banana batter on top of the first crumb layer.
- Finally, generously layer the remaining crumb mixture over the top of the cake batter.
- Bake for about 50-60 minutes, or until the center is set and a toothpick inserted comes out clean.
For the optional glaze:
- While the cake cools, whisk together powdered sugar and 1-2 tablespoons of milk until smooth. Drizzle the glaze all over the cooled crumb cake before serving.
Video Tutorial
Recipe Notes & Tips
- This delicious cake can be served warm, straight from the oven after a brief cooling period, or at room temperature for convenience. For optimal moistness and freshness, store any leftovers in an airtight container or covered tightly with plastic wrap at room temperature. It does not require refrigeration. Enjoy within 3 days for the best taste and texture.
- To enhance the classic banana bread flavor and add a delightful crunch, consider folding in ½ to 1 cup of chopped walnuts or pecans into the banana cake batter before layering. This simple addition can elevate the cake to an even more comforting treat.
- Ensure your bananas are very ripe (with plenty of brown spots) for the sweetest, most intense banana flavor and easiest mashing.
- Do not overmix the cake batter once the flour is added; mix only until just combined to ensure a tender, moist cake.
Nutrition Information (Estimated Per Serving)
Nutritional Disclaimer
“The Country Cook” is not a registered dietician or nutritionist, and any nutritional information shared is provided as an estimate only. If precise calorie counts and other nutritional values are important for your dietary needs, we highly recommend inputting the ingredients into your preferred online nutritional calculator. Please note that calorie and nutritional values can vary significantly depending on the specific brands and types of ingredients used.
Originally published: August 2014
Updated & republished: June 2021
Recipe adapted from Cookies & Cups
